Ad Agency Insurance

Running an advertising agency involves creativity and innovation, but it also exposes you to various risks. At Baldon Insurance Group, we provide comprehensive insurance solutions help to protect your ad agency from these risks.

Whether you’re designing a website, strategizing a campaign, or writing an email, having ad agency insurance is essential for running a successful business.

Do Advertising Agencies Need Insurance?

Every client’s definition of creativity and success is different, which can expose your agency to high levels of risk. Advertising agencies need insurance coverage to safeguard against potential claims and financial losses. We work with you to select the right business insurance, ensuring you have the best protection possible.

Who Needs Media and Advertising Insurance?

Media and advertising insurance is crucial for various types of businesses, including:

Advertising agencies
Digital marketing agencies
Web designers
Social media consultants
Advertising consultants
Publication consultants
Newspaper advertisers
Motion picture advertisers

What Insurance Does a Marketing Agency Need?

Every ad agency has unique needs, and insurance coverage varies accordingly. Many ad agencies start with a Business Owner’s Policy (BOP), which combines three essential coverages:

General Liability Insurance

Also known as media liability insurance, it helps cover claims that your ad agency caused:

Bodily injury
Property damage to someone else’s belongings
Personal and advertising injury, such as libel or slander

Commercial Property Insurance

Protects the building and equipment that you own or rent to run your ad agency. This can include:

Computers
Cameras
Hard drives
Supplies
Tablets
Documents

Business Income Insurance

Helps replace your ad agency’s lost income if you can’t operate due to covered property damage, such as a fire or burglary.

Covering Your Advertising Agency’s Operations

Running an ad agency comes with significant responsibilities, from managing revenue to handling clients and overseeing staff. We offer insurance coverages to meet your industry needs.

Taking Care of Your Ad Agency’s Team

Your team is vital to your agency’s success. Having ad agency insurance that protects your employees is crucial.

Protecting Your Media & Advertising Property

Your staff relies on expensive equipment to do their work. Having the right insurance ensures your property is protected from unforeseen events.

Fire Damage

We offer coverage that helps pay to recreate or restore valuable papers and records if they get damaged by a fire or covered loss.

Destroyed Computer Files

If electronic data is destroyed, corrupted, or inaccessible due to a covered cause of loss, we provide coverage to help restore or replace it.