Architect Insurance
Architect Insurance: A Blueprint to Protect Your Business
We know the unique risks and challenges that architecture businesses face. That’s why we’ve made it easy for you to design an architect insurance policy that’s built to protect your business.
Do Architects Need Insurance?
You bring dreams to life, taking building ideas from visions to drawings. And while it may be rewarding work, it can also lead to risks. That’s why architects need business insurance to help protect your:
- Employees
- Property
- Equipment
- Assets
Who Needs Architect Insurance?
- Architects
- Architectural designers
- Architectural firms
What’s the Best Coverage for Business Owners?
When it comes to insurance for architects, many start with a Business Owner’s Policy (BOP). This includes three essential insurance coverages that small business owners need to protect them from claims of bodily injury or property damage. A BOP includes:
General Liability Insurance
This helps cover claims that your architecture business hurt someone or damaged another person’s property.
Commercial Property Insurance
This helps protect your firm’s owned or rented building and the equipment you use to operate, including:
- Computers
- Tablets
- Cameras
- Scanners
- Workstations
- Measuring tools
- Notebooks
- Clipboards
Business Income Insurance
This helps replace your lost income if you can’t open your architecture business because of covered property damage.
Covering Your Architecture Team
Your employees are key to your architecture business’s success. If they get hurt or sick from their job, it not only can significantly impact your company, but also puts their health and well-being at risk. That’s why architect insurance is essential to have. Coverage can include:
- Employee Injury
- Business Mistake
Covering Your Architect Business’s Property
Your tools, equipment, and property are essential to operating your architect business. That’s why it’s important to protect them with the right type of architect insurance in case the unexpected happens. Coverage can include:
- Computer Virus
- Car Accident
Protecting Your Architect Business’s Operations
We know running an architect business is hard work. Certain risks that your business faces can prevent you from operating. Architect insurance can help protect you and replace lost income if a covered loss temporarily closes your business. Coverage can include:
- Stolen Information
- Fraud