Business Consultant Insurance
As a business consultant, you provide expert advice and solutions to help your clients succeed. However, to maintain your success, you need the right insurance coverage.
At Baldon Insurance Group, we offer business consultant insurance thoughtfully designed for small business owners like you, with customizable coverages to fit your consulting company’s unique needs.
Who Needs Business Consultant Insurance?
Consulting firms that can benefit from our small business insurance coverage include:
- Educational consultants
- Radio consultants
- Economic consultants
What Coverages Do I Need for Business Consultant Insurance?
Customizing your insurance plan is essential to creating the best consulting insurance policy for your business. Most small business consultants start with a Business Owner’s Policy (BOP), which combines three critical coverages:
General Liability Insurance
Helps protect your business from claims of bodily injury and property damage. This liability coverage can help pay for your legal defense and the client’s medical care.
Commercial Property Insurance
Helps cover your business and its physical assets, such as repairs and replacement of your property due to damages caused by fire, theft, or other covered losses.
Business Income Insurance
Helps replace income you lose if you can’t operate for a certain amount of time after a covered loss.
Covering Your Consulting Company’s Operations
As a business owner, you are more susceptible to risks. From customer injuries to client complaints, lawsuits can be extremely expensive and even jeopardize your business. Our business consultant insurance is designed to keep you protected against these risks.
General Liability Insurance for Business Consultants
- Client Injury: General liability insurance can help cover claims of bodily injury or property damage, helping pay for legal fees and medical expenses.
- Lawsuit: Professional liability insurance protects your business if you’re sued by a customer claiming a negligent act, error, or omission in the professional services you provide.
Covering Your Consulting Company’s Property
Managing a consulting business involves handling significant responsibilities and maintaining a busy schedule. Protecting the small business you’ve built requires having the right property insurance.
This can include coverage for:
- Car Accident
- Lost Computer
Covering Your Consulting Company’s Team
The marketing consultants you hire are among the best in the industry. Ensuring their protection with reliable insurance is crucial. This can include coverage for:
- Employee Injury
- Employee Harassment