Catering Insurance

Catering Insurance Prepared Specifically for Small Businesses

Whether you’re making desserts or preparing meals, managing a catering company takes serious passion and countless hours. You work hard to offer your catering services, and we work hard to make sure you’re protected.

Who Needs Catering Business Insurance?

Our catering and restaurant insurance can protect:

  • Wedding and event caterers
  • Corporate caterers
  • Concession caterers
  • Banquet halls with catering staff

Common Caterer Insurance Coverages

If you’re wondering what kind of coverage you need as a caterer, starting with a Business Owner’s Policy (BOP) can be a good idea. It includes:

  • General liability insurance: Helps protect your catering business from claims that it caused bodily injury or property damage to others.
  • Commercial property insurance: Helps protect your owned or rented building, tools, equipment, and inventory used to operate.
  • Business income insurance: Helps replace lost income if you can’t operate because of a covered property loss.

Covering Your Catering Operations

Chances are, you work with fire and hot surfaces in your daily business operations. Accidents happen more than you’d expect. With the right insurance for catering businesses, you can have peace of mind knowing your catering company is protected from fires, theft, and other covered events. Coverage can include:

  • Event Fire
  • Customer Intoxication

Covering Your Catering Business’ Property

Most caterers need up-to-date kitchens and expensive equipment to make their jobs possible. From special stoves to delivery vehicles, you’ve invested a lot to run your catering company. We’re here to help keep you covered with catering insurance that has your back. Whether you’re prepping a meal or heading to deliver an order, we have the kind of coverage you need to stay protected. Coverage can include:

  • Auto Accident
  • Property Damage

Covering Your Catering Business’ Team

Your job isn’t just about making good meals. From cutting and slicing to lifting and serving, we know there are many risks you face on a daily basis while running your catering company. To help protect your business and staff, you need the kind of catering insurance you can be confident will keep you covered. Coverage can include:

  • Injured Employee
  • Employee Lawsuits