Cleaning Business Insurance

Running a cleaning business means facing unique risks that other companies might not encounter. At Baldon Insurance Group, we understand these challenges and offer comprehensive cleaning business insurance, thoughtfully crafted to fit your needs. Our goal is to provide the right coverage to keep your business protected and thriving.

Who Needs Cleaning Business Insurance?

Our cleaning business insurance can help protect various types of cleaning services, including:

  • Maids
  • House cleaning businesses
  • Pool cleaners
  • Gutter cleaners
  • Janitorial services
  • Window cleaners
  • Carpet cleaning businesses
  • Floor waxers
  • Garbage collectors
  • Pressure washers

Essential Coverages for Cleaning Business Insurance

Every cleaning business has unique needs, and the right insurance coverage can help mitigate the risks you face. Many cleaning business owners start with a Business Owner’s Policy (BOP), which combines three key coverages:

General Liability Insurance

Helps protect your cleaning business from claims of bodily injury and property damage. This coverage can pay for legal defense and client medical care if an accident occurs involving your services.

Commercial Property Insurance

Protects the building and equipment you use to run your cleaning business. This includes coverage for items such as:

  • Cleaning tools and equipment
  • Office equipment
  • Inventory
  • Company vehicles

Business Income Insurance

Helps replace lost income if your business is unable to operate due to covered property damage, such as a fire or theft.

Additional Coverages for Comprehensive Protection

Depending on your specific business needs, you may require additional coverages to ensure complete protection, such as:

  • Commercial Auto Insurance
  • Workers’ Compensation Insurance
  • Professional Liability Insurance

Covering Your Cleaning Business’s Operations

Bodily injury, property damage, and lawsuits can impact your cleaning business operations. With the right type of cleaning business insurance, you can get peace of mind knowing you’re protected against common claims.

Protecting Your Cleaning Business’s Property

Your cleaning business relies on expensive equipment and supplies. Having the right insurance coverage ensures you can quickly recover if your property is damaged, destroyed, or stolen. This can include coverage for:

  • Stolen Tools
  • Fire Damage

Safeguarding Your Cleaning Business’s Team

Your employees play a key role in the success of your cleaning business. Ensuring they are protected with the right insurance is crucial for maintaining a safe and productive work environment. This can include coverage for:

  • Employee Slip, Trip, and Fall
  • Car Accident

Latest Blog Articles