Dental Office Insurance

Customized Dental Practice Insurance

From taking care of patients to handling sensitive records, your dental practice faces unique risks. That’s in addition to common risks like property damage and bodily injury.

Dental business insurance is an essential part of your risk management plan. This insurance can help protect your office so you can focus on providing superb dental care.

Who Needs Dental Office Insurance?

Dental office insurance is essential for various professionals, including:

  • General dentists
  • Dental hygienists
  • Pedodontists
  • Periodontists
  • Endodontists
  • Oral surgeons
  • Orthodontists
  • Prosthodontists

Common Coverages for Dental Professionals

Many dental offices start with a Business Owner’s Policy (BOP) as their foundation for small business insurance protection. A BOP combines three essential types of coverage into one policy:

General Liability Insurance

This helps protect you from claims that your dental office caused bodily injury or property damage to others.

Commercial Property Insurance

Also known as business property insurance, this helps protect your owned or rented office, tools, equipment, and inventory. This can include:

  • Patient chairs
  • Dental lights
  • Sterilization equipment
  • Tools
  • Instruments

Business Income Insurance

This helps replace your lost income if you can’t operate your dental practice because of covered property loss.

What Type of Insurance Do Dentists Need?

Dental offices have different needs, so there’s no one-size-fits-all approach to insurance protection. When you’re getting insurance coverage, consider your:

  • Dental team
  • Dental office operations
  • Dental office property

We offer various types of insurance that can provide well-rounded protection for your dental office.

Covering Your Dental Office Team

From working with sharp tools to being on the move around the office, your employees face different risks that can result in injury. With the right dental office insurance, you can help protect them. Coverage options can include:

  • Workers’ Compensation Insurance
  • Legal Costs

Covering Your Dental Office’s Operations

Running a dental office takes hard work. If something happens that prevents you from operating, it could impact your finances and success. Dental office insurance can help protect you if the unexpected happens. Coverage options can include:

  • Business Income Insurance for Drinkable Water
  • Employment Practices Liability Insurance

Covering Your Dental Office’s Property

Protecting the property you use to run your dental office is crucial. This goes beyond the equipment and tools and includes sensitive and confidential patient information and the system used to store these valuable records. Dental office business insurance can help protect your business from facing financial risks if something happens to your property. Coverage options can include:

  • Valuable Papers and Records Coverage
  • Commercial Property Insurance

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