Electrical Contractor Insurance

With flexible solutions, industry expertise, and innovative technology, Baldon Insurance Group can help protect your construction business from a variety of risks. Our comprehensive construction insurance is designed to keep your operations running smoothly and securely.

Who We Serve

We offer insurance solutions for a variety of midsize and large construction contractors, including:

  • Commercial general contractors
  • Concrete contractors
  • Electrical contractors
  • HVAC contractors
  • Iron or steel contractors
  • Utility contractors

Specialized Property and Liability Coverages

Every construction business is unique. That’s why we provide specialized solutions to create a customized policy that fits the specific needs of your construction business. You can choose from monoline coverage or bundle multiple products into multi-line coverages to create a comprehensive construction insurance policy.

General Liability 

Our general liability insurance with contractor’s broad form endorsement includes:

  • Limited professional liability
  • Blanket per-project and per-location general aggregate
  • Limited wrap-up coverage for completed operations
  • Contractual liability coverage that extends to personal and advertising injury

Workers’ Compensation Insurance

Workers’ compensation insurance helps your employees recover from work-related injuries or illnesses and return to work faster. We provide services and insights to help you run a safer construction business and keep your employees safe.

Owner’s and Contractor’s Protective Liability

Helps protect general contractors or subcontractors from claims of bodily injury or property damage when doing work at a job site.

Railroad Protective Liability

Helps protect workers from claims that their work on or near a railroad caused bodily injury or property damage to someone else’s belongings.

Builder’s Risk Insurance

Helps protect buildings and structures that are under development, renovation, or construction, as well as the equipment used in construction projects.

Contractor’s Equipment Coverage

Helps pay the replacement costs for equipment purchased in the last five years. This coverage applies to equipment that your construction business rents or leases to other companies.

Installation Coverage

Helps safeguard your profits by reimbursing your business for the pro rata percentage of profit earned on the job up until the accident. It also provides coverage for temporary structures, construction forms, fences, and signs.

Additional Solutions for Construction Businesses

Additional coverage options can include:

  • Wrap-Up Programs
  • Cyber Liability Insurance
  • Contractors Pollution Liability
  • Construction Surety Bonds