Electronics Business Insurance

Electronics Insurance To Keep Your Business Powered

We know that working with technology and creating products puts electronics businesses at risk. That’s why we offer electronics insurance that can help you run a successful business.

What Is Covered Under Electronic Equipment Insurance?

Electronic equipment insurance coverage helps protect your business from common risks and claims that can come up during normal operations. This type of business insurance can help protect:

• Consumer products, like digital cameras or laptops
• Communications equipment
• Computer parts
• Technological or electronics components

Who Needs Electronics Equipment Insurance?

• Technology product manufacturers
• Electronic device manufacturers
• Technology components manufacturers
• Electronics stores
• Cell phone stores
• Cell phone distributors
• Technology product research and development
• Office equipment and supply stores
• Computer stores

Electronics Business Owner’s Policy

Many businesses get a Business Owner’s Policy (BOP) as a foundation for their electronics device insurance. It combines three essential types of coverage to help protect your electronics business from different claims. A BOP includes:

General Liability Insurance

General liability insurance helps cover claims that your electronics business caused bodily injury or property damage to someone else.

Commercial Property Insurance

Commercial property insurance can help protect the owned or rented building, equipment, and tools you use to operate your electronics business. This includes:

• Computers
• Inventory
• Tablets
• Cell phones
• Parts
• Wires
• Software

Business Income Insurance

Business income insurance helps replace your electronics business’ lost income if you can’t operate because of covered property damage.

Protect Your Electronic Property

You rely on your electronic property to help run a successful business. If there’s a theft or accidental damage, having electronics insurance is important to help cover costs to repair or replace property. Coverage can include:

• Cracked Screens
• Water Damage

Cover the Operations of Your Electronics Firm

Running an electronics business means you face unique risks. Adding the right type of electronics insurance to your protection plan can help you run a successful business. Coverage can include:

• Customer Injury
• Electronic Data Breach

Take Care of Your Electronics Professionals

Your workers are an integral part of your electronics business success. If they get hurt or sick from their job, electronics insurance can help them recover and return to work. Coverage can include:

• Employee Injury
• Car Accident