Running an equipment and party rental business involves managing unique risks that other industries may not face.

At Baldon Insurance Group, we understand these challenges and offer comprehensive equipment and party rental business insurance that’s thoughtfully crafted to match your needs. Our goal is to ensure you have the right coverage to keep your business protected and thriving.

Equipment & Party Rental Businesses Face Risks

Equipment and party rental businesses can face a broad range of risks, from property damage to employee injuries, to accidents related to transporting equipment and party supplies. Our insurance solutions help businesses reduce risk and prevail through crises and unexpected events.

Recommended Coverage for Equipment & Party Rental Businesses

General Liability Insurance

General liability insurance helps protect your business from claims of negligence, personal injury, libel, slander, errors, omissions, and more. This coverage includes protection for injury, property damage, and contractual liability.

Inland Marine Coverage

Inland marine insurance, sometimes referred to as a “floater,” covers property not typically covered by other policies. This includes newly acquired rental equipment and property rented from others, ensuring comprehensive protection for your assets.

Property Coverage

Property coverage helps protect the property your business owns and leases, including computers, equipment, inventory, and furniture. It can also cover employee theft and damage to employee tools, tailored to fit your unique needs.

Commercial Auto Coverage

Commercial auto insurance covers the vehicles your business owns, leases, rents, or borrows, both on the road and off. This includes coverage for electronic equipment in vehicles and lease and loan gaps, along with specialized services to improve driver safety.

Workers’ Compensation Insurance

Workers’ compensation insurance provides pay-as-you-go premium payments based on actual monthly payroll figures. This helps manage cash flow fluctuations and minimize audit adjustments, ensuring your employees are covered for work-related injuries or illnesses.

Umbrella & Excess Liability Coverage

Umbrella and excess liability coverage helps your business survive significant liability claims that exceed the limits of primary coverage, providing an extra layer of protection.

Additional Solutions for Equipment & Party Rental Businesses

Additional coverage options include:

• Loss-of-Use Coverage
• Replacement Cost Coverage
• Property in Transit
• Business Income Coverage
• Business Income for Off-Premises Utility Services
• Accounts Receivable
• Cyber Security Coverage