Florist Shop Insurance to Help Your Business Flourish
We know the challenges and risks you face while running your florist business. That’s why we’ve created flower shop insurance especially for you. We’re here to help protect your business so you can focus on continuing to make it grow.
Why Is Insurance for Florists Important?
Running a successful flower shop means you face unique risks every day. From employee injuries to damaged equipment, accidents can put your flower shop at financial risk. That’s why business insurance is essential to helping you grow.
Common Coverages for Florist Business Insurance
General Liability Insurance
General liability insurance can help cover claims that your flower shop caused bodily injury or property damage.
Commercial Property Insurance
Commercial property insurance helps protect your owned or rented building and the equipment you use to run your flower shop. This can include:
- Flowers
- Hoses
- Floral wire and tape
- Scissors and cutters
- Flower coolers
Business Income Insurance
Business income insurance, also known as business interruption insurance, can help replace your lost income if you can’t open your flower shop because of damage to your property.
Get Started With a Business Owner’s Policy (BOP) for Florists
Many florists start with a Business Owner’s Policy (BOP) for their insurance needs. It combines three essential types of coverage:
- General Liability Insurance
- Commercial Property Insurance
- Business Income Insurance
Taking Care of Your Flower Shop Team
Running a flower shop comes with lots of responsibilities and risks. From cutting and arranging flowers to ensuring they have enough water, your employees can get hurt on the job. Help protect them with flower shop insurance. Coverage can include:
- Employee Injuries
- Customer Lawsuits
Covering Your Flower Shop’s Property
A fire, storm, or other property damage can prevent you from opening and running your flower shop. Florist insurance can help you make the necessary repairs to get back up and running after a covered property loss. Coverage can include:
- Property Damage
- Perishable Goods in Transit
Covering Your Flower Shop’s Operations
We understand that running a flower shop is hard work. With the right flower shop insurance coverages, you can help protect your business from different risks and help it stay successful. Coverage can include:
- Lost Income
- Florist Event Insurance
