Furniture Store Insurance

Furniture Store Insurance Designed for You

You’re dedicated to filling your store with beautiful furniture your customers will love. But who’s helping you protect everything inside your business? Get furniture store insurance you can depend on to keep your business booming.

What Is Insurance for Furniture Stores?

Insurance for furniture stores helps protect against various claims and risks. Furniture store owners face risks during normal business operations. From customer injuries to property damage in your warehouse, these kinds of risks can significantly impact your furniture store. That’s why business insurance is important.

Getting different types of furniture store insurance can give your business well-rounded protection. We can help you get the right insurance coverages made for protecting your business. Whether you have questions about insurance for furniture stores or need help filing a claim, we’ve got your back.

Who Needs Furniture Store Insurance?

  • Furniture distributors
  • Cabinet stores
  • Furniture stores
  • Furniture and fixture installers
  • Office furniture distributors
  • Drapery stores
  • Lamps and lighting fixture stores
  • Clock stores

What Kind of Insurance Does a Retail Furniture Store Need?

Business Owner’s Policy (BOP)

Many companies start with a Business Owner’s Policy (BOP) for their furniture store insurance needs. A BOP combines three essential types of coverage to help cover claims and protect your furniture store from financial loss. This includes:

General Liability Insurance

This helps cover claims that your furniture store caused bodily injury or property damage to others.

Commercial Property Insurance

This helps protect your owned or rented building, tools, equipment, and inventory that you use to operate your furniture store.

Business Income Insurance

Also known as business interruption insurance, this helps replace lost income if you can’t operate your furniture store because of covered property damage.

Additional Coverage Options

Furniture store owners may also need to get other types of coverage for more protection, such as:

  • Workers’ Compensation Insurance
  • Commercial Auto Insurance

Protecting Your Furniture Store Property

A fire breaking out in your furniture store or warehouse can significantly impact your operations. Whether it’s damage from a fire, storm, or theft, having the right type of insurance for furniture stores can play an essential role in protecting your business. Coverage can include:

  • Water Damage
  • Franchise Rules

Covering Your Furniture Store Operations

We know it takes hard work and a lot of time to run a furniture store. That’s why we offer furniture store insurance coverage to give you peace of mind and protect your business from common risks. Coverage can include:

  • Warehouse Fire
  • Stolen Personal Information

Protecting Your Furniture Store Team

Your employees are key to a successful furniture store business. If they get hurt or sick from their job, furniture insurance can help them recover and get back to work sooner. Coverage can include:

  • Sprained Back
  • Delivery Accident

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