Home Inspector Insurance

You have an important job that comes with a lot of responsibility. At Baldon Insurance Group, we understand what it takes to run a home inspection services business. That’s why we’ve created home inspector insurance coverages to meet your unique needs.

Why Do Home Inspectors Need Insurance?

Even though most states don’t have insurance requirements for home inspectors, the benefits of having insurance coverage can make all the difference for your livelihood and risk management plan. When you examine a home and its structure, it can leave you open to various risks. From bodily injuries to accidental property damages, home inspector insurance helps protect small businesses like yours.

What Kind of Insurance Do Home Inspectors Need?

Many home inspectors start with a Business Owner’s Policy (BOP), which is ideal for small businesses. With a BOP, you can receive these three essential coverages:

General Liability Insurance

Helps protect business owners from claims that their services caused bodily injury and property damage.

Business Income Insurance

Helps recover your lost income if you can’t operate because of covered property damage.

Commercial Property Insurance

Helps protect your business’s building or home inspecting tools, whether they’re owned or rented. This includes coverage for your tape measures, respirators, moisture meters, and more.

You can even choose to customize your BOP to add more coverage, allowing you to create the best home inspector insurance policy for your business.

Covering Your Home Inspection Business’s Operations

We know it can be hard work to run a home inspection business, but our unique coverages are here to make it easier for you. Our home inspector insurance protects you whether you’re heading to an appointment or inspecting a home – and for just about everything in between. Coverage options can include:

  • Injured Employee
  • Customer Loss

Covering Your Team of Home Inspectors

Your employees play an important role in running your home inspection business. With home inspector insurance, you can help protect your team from work-related injuries or illnesses. Coverage options can include:

  • Employee Illness
  • Car Accident

Covering Your Home Inspection Business’s Property

Small businesses face big risks every day. That’s why having the right home inspector insurance coverage is so important. We’re proud to protect your home inspection business’s property – both digital and physical. And we’re here to make sure that the risks you face won’t result in you having to close your doors.

Coverage can include:

  • Broken Equipment
  • Stolen Client Information

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