HVAC Insurance

Whether you’re installing a new air conditioning system or repairing a heating unit, we know your HVAC business faces unique risks. At Baldon Insurance Group, we offer HVAC insurance that’s easy to customize to meet your business’s needs, providing you with the protection and peace of mind you need to run a successful company.

What Kind of Insurance Do I Need for an HVAC Business?

At a minimum, many HVAC companies will need general liability insurance. This helps protect your HVAC business from claims that it caused bodily injury or property damage to others. However, HVAC businesses and general contractors face other types of risks, so you’ll want to get additional business insurance for more comprehensive protection. This can include:

General Liability Insurance

Helps protect your business from claims of bodily injury or property damage to others.

Commercial Auto Insurance

Helps protect you and your employees on the road if you use company-owned vehicles for business.

Workers’ Compensation Insurance

Provides benefits to employees if they get a work-related injury or illness, helping cover medical expenses and lost wages.

Who Needs HVAC Business Insurance?

We offer business insurance that can help protect various HVAC businesses, including:

  • HVAC contractors
  • HVAC technicians
  • Air conditioning installers, cleaners, and repairers
  • Heating equipment installers, cleaners, and repairers
  • Air conditioning and heating equipment stores

Protecting Your HVAC Operations

Different risks can impact your HVAC business operations, potentially preventing you from completing service requests. Having the right HVAC business insurance coverage can give you peace of mind and let you focus on running a successful company. Coverage can include:

  • Car Accident
  • Damaged Customer Property

Protecting Your HVAC Property

Your tools and equipment are critical to the success of your HVAC business. The right HVAC business coverage can help protect your property from various risks. Coverage can include:

  • Damaged Tools and Equipment
  • Power Outage

Taking Care of Your HVAC Team

Working with heavy equipment and chemicals means your employees can get hurt or sick from their jobs. HVAC insurance can help them recover and return to work faster. Coverage can include:

  • Sprained Wrist
  • Computer Hacking

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