Massage Insurance

Clients want a calm and comfortable experience when they go to the spa. You strive to give them the peace they’re looking for, but you deserve it as you work, too. Our massage therapy insurance is made with you in mind, helping you stress less while you serve your customers.

Why Do I Need Massage Therapy Insurance?

Performing massage therapy and therapeutic treatments means your small business faces unique risks. From employee injuries to damaged business property, your business needs the right type of massage insurance. Our specialists can work with you to make sure you get the coverage you need. Whether it’s massage therapy liability insurance or another type of business insurance, we’ve got your back.

What Types of Businesses Need Massage Therapy Insurance?

Massage therapists need insurance because working with clients means they face risks that put their business assets at stake. These risks and liability claims are more common than you may think. The types of businesses that may need massage insurance include:

  • Licensed massage therapists
  • Estheticians
  • Beauty technicians
  • Body waxing
  • Cosmetology
  • Nail salons

What Does Insurance for Massage Therapists Cover?

Basic Massage Therapy Insurance Coverage

Many therapeutic, health, and massage professionals invest in a Business Owner’s Policy (BOP). Why? Because it combines three types of essential coverage that many small business owners need:

  • General liability insurance: Also known as massage therapist liability insurance, it helps protect your massage business from claims that it caused property damage or bodily or personal injuries such as slips and falls. General liability insurance can help cover injuries caused by different types of massage, such as:
    • Swedish
    • Deep Tissue
    • Shiatsu
    • Chair
    • Hot Stone
  • Commercial property insurance: Helps protect the owned or rented building, tools, and equipment used to operate your massage business. This can include your:
    • Massage table
    • Massage chair
    • Oils
    • Inventory
    • Pillows and linens
    • Towels
    • Hot stones
  • Business income insurance: Helps recover lost income if you can’t operate because of covered property damage.

Additional Protections Massage Therapists May Need

Since every business faces different risks, you may need other types of insurance to give your massage business well-rounded protection. This can include:

  • Workers’ Compensation Insurance
  • Commercial Auto Insurance
  • Cyber Liability Insurance (Data Breach Insurance)

Taking Care of Your Massage Therapist Team

Your employees are a key piece to your massage business. If they get hurt or sick from their work and can’t do their job, it can have a significant impact on your business. Massage liability insurance can help protect your team and get them back to work if they get a work-related injury or illness. Coverage can include:

  • Carpal Tunnel
  • Customer Injury

Covering Your Massage Business’ Property

Having the right type of massage therapy insurance is important because it will help cover the tools, equipment, and space you rely on to operate your massage therapy business. Our insurance protects your property from damages that could devastate your business. And the right coverage can also help with smaller issues, such as replacing items you need to operate, like massage tables or hot stones, if they’re damaged or stolen in a covered loss. Coverage can include:

  • Stolen Equipment
  • Lost Customer Data

Covering Your Massage Business’ Operations

You want to give your clients the best at your massage therapy business. And being able to give the best means having insurance coverage that can keep you protected when you need it most. Our massage insurance protects small businesses like yours with specialized coverage you need for the professional services you offer as a massage therapist. Coverage can include:

  • Vendor Warehouse Fire
  • Data Breach

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