Midstream Energy Business Insurance

Midstream Energy Businesses Face Unique Risks

Midstream energy businesses, including those that transport crude oil, natural gas, or manage other midstream activities, face significant risks. These risks can range from workplace injuries and property damage to environmental hazards and regulatory compliance issues.

At Baldon Insurance Group, we offer a broad selection of energy insurance coverages tailored to address the specific risks facing your midstream energy business. Our comprehensive coverage solutions are designed to protect your business, allowing it to thrive even in the face of unexpected challenges.

Industries We Cover

We specialize in providing coverage for the following oil and gas industries:

Crude Oil

  • Marketing
  • Gathering
  • Storage
  • Transportation

Natural Gas

  • Gathering
  • Processing
  • Treating
  • Marketing

Midstream Transportation and Logistics

  • Pipeline
  • Tanks and terminals
  • Gathering systems
  • Pipeline injection stations
  • Delivery stations and blending capabilities

Recommended Coverage for Midstream Energy Businesses

General Liability

Our general liability coverage helps protect midstream energy businesses against bodily injury and property damage claims, as well as personal injury and advertising wrongs. Key features can include:

  • Personal and advertising injury coverage for libel, slander, defamation, and product disparagement
  • Broad named insured, including contractual liability, manufacturer’s errors and omissions, and product recall expense coverage
  • Time element pollution extension endorsements
  • Blanket additional insured coverage
  • Primary non-contributory coverage when required by contract
  • Per project/per location aggregate
  • Failure to supply coverages available for power and utilities exposures

Commercial Auto

Midstream energy businesses rely heavily on commercial vehicles. Our commercial auto insurance can offer:

  • Hired auto physical damage coverage
  • Coverage for employees as additional insureds when using their own autos for company business
  • Upset and overturn coverage for cleanup expenses related to spills

Workers’ Compensation

Our workers’ compensation insurance helps provide coverage for unanticipated exposures and accidents to employees, including:

  • Broad form endorsements for certain unknown and unanticipated exposures
  • Employers’ liability stopgap for monopolistic states and voluntary compensation
  • Options for increased limits and foreign voluntary compensation

Commercial Umbrella

Our commercial umbrella insurance provides an additional layer of protection in the event that a claim or lawsuit exceeds the limits of your primary liability policy, with coverage limits up to $25 million.

Additional Solutions for Midstream Energy Businesses

Additional coverage options can include:

  • Marine
  • Multinational Coverage

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