Pool & Spa Contractor Insurance
Swimming pool and spa contractors face unique risks. Events like workplace injuries, damage to specialized equipment, and accusations of non-compliance with local ordinances can significantly impact the bottom line of a pool and spa contractor business. At Baldon Insurance Group, we offer comprehensive and thoughtfully crafted Pool & Spa Contractor Insurance to help your business reduce risks and prevail through unexpected events.
Recommended Coverage for Pool & Spa Businesses
General Liability Coverage
General Liability Insurance provides broad coverage for personal injuries and property damage that occurs at the office, on a job site, or in your retail store. This can include coverage for advertising errors, libel, slander, and defamation. Our specialized coverage for pool and spa businesses can also include protection for design or installation errors and fines for non-compliance with local regulations.
Umbrella & Excess Liability Coverage
Umbrella Coverage helps pool and spa contracting businesses survive significant liability claims that exceed the limits of primary coverage. This is crucial in cases where a claim, such as damage caused by a backhoe, surpasses the limits of your general liability coverage.
Inland Marine Coverage
Inland Marine Insurance is a specialized type of policy that typically covers property not covered by other policies. This can include coverage for newly acquired property, property in transit, and property rented from others.
Workers’ Compensation Insurance
Workers’ Compensation Insurance provides benefits to employees for work-related injuries or illnesses. This includes medical care, wages from lost work time, and long-term benefits if an employee cannot return to work.
Property Coverage
Property Coverage protects the property and equipment a pool or spa contractor owns and leases. Coverage extensions can be tailored to fit specific needs, such as Accounts Receivable, Property in Transit, and Utility Services Interruption.
Commercial Auto Coverage
Commercial Auto Insurance covers the vehicles that a pool or spa business owns, leases, rents, or borrows. This coverage includes protection for electronic equipment in vehicles and lease and loan gaps.
Additional Solutions for Pool & Spa Businesses
Additional coverage options can include:
- Cyber Security Coverage
- Data Breach Coverage
- Business Income Coverage
- Contractors Limited Pollution
- Property in Transit
