Insurance for Printers and Publishers
Customized Business Insurance for Printers and Publishers
Running a printing and publishing business means you face unique risks. That’s why we offer business insurance for printers and publishers that you can customize to fit your needs.
Why Business Insurance for Publishers and Printers Is Essential
Whether you or your employees work with high-tech equipment or corrosive chemicals, your printing and publishing business faces unique challenges. Business insurance, like publishers and printers liability insurance, can help protect your small business from risks that can come up during normal operations, such as:
- Employee injuries
- Mistakes in the printing services provided to customers
- Property damage
Who Needs Publishers and Printers Liability Insurance?
- Commercial printing
- Book publishers
- Linotyping
- Lithographic
- Bookbinding
- Platemaking
- Typesetting
Basic Publishers and Printers Insurance
Many small business owners start with a Business Owner’s Policy (BOP) for basic coverage. It combines three types of coverage that are essential to small businesses:
- General liability insurance
- Commercial property insurance
- Business income insurance
While a BOP is a good starting point for your insurance needs, we know publishers and printers face unique risks. So, we make it easy for you to get the types of business insurance coverage you need.
Covering Your Printers and Publishers Operations
A claim or lawsuit can be expensive for your printer and publisher business to handle. It can even have the potential to temporarily shut down your company. With printers and publishers insurance, you can make sure your business is prepared for the unexpected.
Error in Services
A client hired us to print copies of a book, but for some reason, one of our machines didn’t print all of the covers correctly. We had to reprint the books, which delayed the project and the client ended up suing. Printers and publishers errors and omissions insurance can help protect your business with claims that there was a mistake in the professional services provided. It can help pay your legal costs and settlements or judgments. This coverage is also known as professional liability insurance.
Data Breach
Our payment system got hacked and we found out some of our customers’ contact information was stolen. Data breach insurance can help cover the costs to respond to a breach if personally identifiable information gets lost or stolen. Some insurers call this coverage cyber liability insurance.
Taking Care of Your Team of Printers and Publishers
Damage to your printing and publishing property can impact your business’s productivity. With business insurance coverage, you can repair or replace damaged or destroyed property if the unexpected happens.
Employee Injury
One of my workers was using some machinery to bind books. His hand slipped and he ended up cutting himself pretty deeply. Workers’ compensation insurance gives your employees benefits to help them recover from a work-related injury or illness. Most states require this coverage if you have employees.
Car Accident
My delivery person got into a car accident and ended up totaling the company truck. Commercial auto insurance helps protect you and your employees on the road when driving business-owned vehicles for work.
Protecting Your Publishing and Printing Property
Your team is an essential part of the success of your printing and publishing business. With printers and publishers insurance, you can get the right coverage to protect them from injuries and other risks.
Fire Damage
A fire broke out in our printing plant and damaged a lot of equipment. We had to replace a lot of machinery before reopening. Commercial property insurance can help protect the owned or rented building and equipment you use to operate.
Stolen Computers
Our computers were stolen after someone broke into our publishing business. Until we replaced the computers, we had to shut down because we couldn’t communicate with customers or run the software we needed to complete jobs. Electronic Data and Interruption of Computer Operations coverages can help pay to replace lost data or lost business income due to computer damage.
Business Insurance for Printers and Publishers That You Can Trust
We know how hard you’ve worked to run your printing and publishing business. We also understand the unique risks the printing and publishing industry faces. With printers and publishers business insurance, you can have peace of mind knowing you’re prepared for the unexpected. Whether you have questions about coverage or need help with a claim, we’ve got your back.
