Railroad Contractor Insurance
Railroad Contractors Face Significant Risks
Rail contractors and other railroad-related manufacturing and wholesaling businesses face substantial risks. Work often takes place close to tracks or even on them, posing unique challenges. Additionally, there’s the risk of damage to railroad tools, property, or equipment, and the potential for loss of items in transit.
At Baldon Insurance Group, we offer comprehensive Railroad Contractor Insurance to help your business navigate and prevail through crises and unexpected events.
Recommended Coverage for Railroad Contractors
General Liability Coverage
General Liability Coverage provides essential protection against injuries and property damage associated with railroad contracting, manufacturing, and wholesaling work. This can also include coverage for advertising errors, libel, slander, defamation, and product disparagement. It covers issues that occur on your website, bulletin boards, and chat rooms. Manufacturer’s errors and omissions and product recall expense coverage can also be included.
Property Coverage
Property Coverage helps protect the property a railroad business owns or leases, including equipment, electronics, and tools. Railroad businesses can customize this coverage to suit their specific needs.
This coverage can include:
- Buildings and signs
- Equipment breakdown and expediting expenses
- Lost income due to interrupted utility services
- Significant loss to stock
- Property in transit
- Pollution cleanup costs following an accident
Additional Solutions for Railroad Contractors
Additional cover options can include:
- Commercial Auto Coverage
- Inland Marine Coverage
- Railroad Protective Liability
- Umbrella Coverage