Real Estate Insurance

Real Estate Insurance Made for Your Market

Being in the real estate business means your job never ends. You don’t work regular hours or deal with the same issues most other industries do. You show properties, meet clients, and negotiate closings daily – all of which come with risks. We’re here to make sure you’re covered if those risks become reality with real estate insurance you can rely on.

Why Is Real Estate Agent Insurance So Important?

Selling and appraising properties isn’t just complex; it can also expose your real estate business to serious risks. That’s why you need real estate insurance that can keep you protected from the challenges that come.

Who Needs Realtor Insurance?

This coverage is important to have if you or your employees work as:

• Real estate agents
• Real estate brokers
• Real estate appraisers
• Escrow agents

Real Estate Agent Insurance vs. Broker Insurance

Many people don’t realize the differences between real estate agents and brokers. Even though you do similar jobs, you often need different coverages to protect you while you work.

Real Estate Agents

Real estate agents help their clients purchase, rent, or sell by showing properties. They stay on top of market conditions to provide guidance and assistance through the process of buying, selling, or leasing. It’s a good idea for real estate agents to ensure they have basic coverages that will help cover you if a client claims you haven’t done your job correctly and sues you.

Real Estate Brokers

A real estate broker is still considered a real estate agent but has received a state real estate broker license, allowing them to work independently, start their own brokerage, and hire other real estate agents to work for them. Brokers need more coverage because they are legally liable for their agents. Getting property insurance and general liability insurance is a good idea.

Is a BOP for Real Estate Professionals the Best Policy?

Small business owners often start with our Business Owner’s Policy (BOP). It includes three essential coverages, helping you save on insurance costs while protecting your real estate business. Having a BOP can help protect your business with:

• General liability insurance
• Commercial property insurance
• Business income insurance

Covering Your Real Estate Property

As a real estate professional, you try to make sure everything goes as planned. But unfortunately, you can only prevent so much. From property damages to client accidents, you need to protect your real estate business with an insurance company that has your back. Get real estate insurance coverage you know you can count on. Coverage can include:

• Frozen Pipes
• Electricity Outage

Taking Care of Your Real Estate Team

You need a team you can rely on – and keep safe. Your real estate agents help keep your real estate business running smoothly. That’s why you want realtor insurance that knows your needs and can keep your team covered while they work. Coverage can include:

• Agent Injury
• Car Accident

Covering Your Real Estate Operations

Disaster strikes when you least expect it. And nowadays, there are more and more ways for major issues to arise. No matter what you’re selling – from commercial real estate to residential property – you need an insurance company that knows the risks you face so they can protect you from them. As you manage clients, handle contracts, and send electronic files, we can help make sure you’re covered. Coverage can include:

• Client Lawsuit
• System Hacking