Renewable Energy Business Insurance

Renewable Energy Businesses Have Unique Needs

Renewable energy businesses are at the forefront of protecting the environment by generating clean energy and providing essential equipment and services.

Whether you’re a solar power startup or a Fortune 1000 fuel cell company, Baldon Insurance Group offers tailored insurance solutions to meet the unique needs of your business.

From property and general liability to workers’ compensation and international travel and sales, our dedicated underwriting specialists are here to help you navigate the complexities of the renewable energy industry.

Recommended Coverage for Renewable Energy Businesses

General Liability

Our General Liability Choice® insurance helps protect renewable energy businesses, such as wind turbine manufacturers and hydroelectric power plants, from various risks. This coverage can include:

• Protection against bodily injury and property damage claims
• Coverage for personal and advertising injury, including libel, slander, defamation, and product disparagement
• Broad named insured coverage, including contractual liability, manufacturer’s errors and omissions, and product recall expense coverage
• Time element pollution extension endorsements
• Blanket additional insured coverage
• Primary non-contributory coverage when required by contract
• Per project/per location aggregate limits
• Failure to supply coverages for power and utilities exposures

Commercial Auto

Renewable energy businesses rely on commercial vehicles to maintain operations. Our commercial auto insurance can provide:

• Hired auto physical damage coverage
• Coverage for employees as additional insureds when using their own autos for company business
• Upset and overturn extension of coverage for cleanup expenses related to spills

Workers’ Compensation

Our workers’ compensation insurance helps manage cash flow and mitigate audit surprises by basing premium payments on actual payroll. Key features can include:

• Broad form endorsements for unknown and unanticipated exposures
• Employers’ liability stopgap for monopolistic states and voluntary compensation
• Optional increased limits for employer’s liability and foreign voluntary compensation

Commercial Umbrella

In cases where a claim exceeds primary liability coverage limits, our commercial umbrella insurance provides additional protection, ensuring that renewable energy businesses are well-covered in the event of major claims.

Additional Solutions for Renewable Energy Businesses

• Marine
• Multinational Coverage