Custom-Tailored Clothing Insurance for Boutiques
Running retail stores takes a lot of hard work, especially for small business owners. At Baldon Insurance Group, we understand the challenges and risks you face in running your boutique. Our boutique and retail clothing store insurance offers the protection you need to keep your business running successfully.
Do You Need Insurance for a Clothing Business?
Whether you have an online clothing business or a brick-and-mortar store, insurance is an essential part of your success. Finding the right type of insurance starts with finding a company that knows your needs. Our clothes shop insurance can be customized for every type of clothing shop, from bridal shop owners to specialty sellers and seamstresses.
We understand the unique risks retail shops like yours face. We can help you customize your business insurance coverages to fit your needs. Get a retail clothing store insurance quote today.
Who Needs Boutique Insurance?
Our retail insurance can help protect:
- Women’s clothing stores
- Boutiques
- Bridal shops
- Dress shops
- Women’s sportswear shops
- Maternity wear stores
- Ready-to-wear apparel shops
- Teenage apparel stores
How Much Is Insurance for a Clothing Store?
Insurance costs for a clothing store vary. Our customers paid an average cost of $85 a month for a Business Owner’s Policy (BOP). Retail store insurance costs can depend on the:
- Number of employees
- Location
- Revenue
- Policy details
The best way to find out how much insurance will cost is to get a retail clothing store insurance quote.
What Insurance Does a Clothing Store Need?
Many clothing store owners start with a Business Owner’s Policy (BOP). It bundles three essential types of coverage:
- General Liability Insurance: Helps protect your business from claims that it caused bodily injury or property damage to others.
- Commercial Property Insurance: Covers the owned or rented building, tools, equipment, inventory, and clothes stored that you use to operate your clothing store.
- Business Income Insurance: Also known as business interruption insurance, it helps replace your lost income if you can’t operate because of covered property loss.
Protect Your Retail Clothing Store Operations
Most retail stores rely on their social media accounts and websites to bring in sales. If you have either, you’ll want to make sure you have the right type of insurance to protect your business.
Computer Virus
Data breach insurance helps your clothing store respond to a breach if personally identifiable information gets lost or stolen. Some insurers call this coverage cyber liability insurance.
Employee Theft
Employee dishonesty coverage provides coverage for financial losses if one of your employees steals money, securities, or other business-owned property.
Protect Your Clothing Store Team
As a small business owner, you rely on your retail workers to keep your shop running smoothly. That’s why it’s so important to have the right types of insurance. Finding these coverages won’t just protect your business and employees; it will give you the peace of mind you need.
Worker Accident
Workers’ compensation insurance can help employees with work-related injuries or illnesses recover.
Car Accident
Commercial auto insurance can help protect you and your employees on the road while driving a business-owned vehicle for work.
Protect Your Clothing Store’s Property
You work hard to keep your store running successfully. From all the inventory you organize to everything behind the scenes that you manage, you want to make sure your small business’s property is protected. We know the risks that retail stores face every day, which is why we offer insurance coverage to help protect your business and the products you sell.
Fire Damage
Franchise upgrade coverage helps pay additional costs that franchisees may incur to upgrade damaged property to franchise standards following a covered loss.
Customer Accident
General liability coverage can help if a customer gets hurt in your store. Our policy also includes product liability coverage in case your clothes or items hurt someone else or damage their belongings.
Find the Best Insurance for Your Clothes Shop
Whether you own a bridal shop, clothing boutique, or even a sports apparel store, you face risks every day. We know what you’re up against. Our customizable coverages are designed to help protect the small business you’ve worked so hard to build.
