Security Guard Workers' Compensation Insurance
Security Guards Put Themselves on the Line Every Day
Security guards – and those who work in related fields – put themselves on the line every day. That’s why it’s crucial to provide them with the best possible workers’ compensation coverage.
Workers’ Compensation Coverage for Security Guards
Workers’ compensation insurance pays benefits to security guard employees who are absent from work due to a work-related injury or illness. This coverage can also help pay for medical costs such as doctor visits, physical therapy, medical prescriptions, and even surgery.
In the event that a security guard employee is out of work for an extended period, this insurance can provide a long-term disability benefit. If a security guard is able to return to work but cannot perform their original duties, our workers’ compensation insurance can help cover the costs needed to transition them to new duties they can perform.
It can even help cover the costs associated with providing training for these new positions. In the unfortunate event that an employee dies from a work-related injury or illness, benefits will be paid to their family.
How Workers’ Compensation Insurance Can Help Security Guards
- Injury During Duty: A security guard injures his ribs while escorting a disorderly patron from a bar. Workers’ compensation insurance will help cover the costs of his physical therapy fees, doctor visits, and pain medication.
- Respiratory Illness: A security guard at a cigar lounge develops respiratory illnesses from inhaling secondhand smoke. Workers’ compensation will help cover not only his doctor’s fees but also assist with the process of placing this security guard in a position that he can continue to work.
- Fatal Incident: A security guard is fatally wounded in a confrontation with an attendee of a concert. Workers’ compensation will pay benefits to the guard’s family who depended on him.
