Software & Web Developer Insurance

Software & Web Developer Insurance Set Up for You

You’re great with computers, but do you know if you’re covered when something goes wrong? We’ve created web developer insurance coverages made especially for small businesses like yours. So, no matter what issue you’re solving or program you’re developing, you can count on our insurance for web developers to have your back.

Computer Programming Insurance You Can Rely On

Whether you’re fixing software that’s failed or updating data into a system, you face unique risks as you work. We know computer programmers and web developers have to be patient while working at a fast pace, often dealing with unexpected issues that can be stressful for a small business. That’s why we’ve created insurance coverages to meet your industry needs. Our computer programming insurance serves as the business insurance you can rely on to help protect you every day. We can also help you get a certificate of insurance.

Who Needs Developer Liability Insurance?

• Software programmers
• Freelance web developers
• Application software programmers
• Computer programming services
• Computer software writers
• Data systems consultants
• IT project management firms
• Technology consulting firms
• Web design businesses

Why Is Freelance Web Developer Insurance Important?

If you don’t work for a company but have clients of your own, having freelance web developer insurance is crucial. Whether you work from home or travel to appointments, having the right computer programmer insurance can make all the difference for your small business.

Accidents and problems happen when you least expect them. But when they come, we’re here to help you through them. We understand the unique risks and challenges that small business owners face. That’s why we’ve created customizable business insurance coverages specific for web developers and computer programmers, like errors and omissions insurance for software developers. This coverage is also known as E&O insurance.

Instant Download

Show your proof of insurance to clients any time they ask. We’ve made it easy to get yours whenever you need it.

What Web Developer Insurance Do I Need?

Many technology and software development businesses start with a Business Owner’s Policy (BOP). This includes three essential coverages to help protect your business from claims of bodily injury or property damage. With a BOP, you’ll get:

General Liability Insurance

Helps cover claims that your business caused bodily injury or damaged someone else’s property. So, if you’re working at a client’s office and accidentally damage their property, this coverage can help pay the costs.

Commercial Property Insurance

Helps protect your building and equipment that you own or rent to run your business. This includes:

• Computers
• Software
• Hard drives
• Server stacks
• Wires

Business Income Insurance

Helps replace your business’ lost income if you can’t operate because of covered property damage.

Cyber Liability Insurance

Helps pay for costs associated with preparing for, responding to, and recovering from cyberattacks.

Fidelity Bond Coverage

Helps protect your business from errors, omissions, and “breach of fiduciary duty” claims in managing and administering employee benefit plans.

We know not every company is the same, that’s why we offer customizable coverage for our small business owners. Get the kind of insurance coverages you need and add them to your BOP. We can help you create the policy that will fit your small business perfectly.

How Much Does Web Developer Insurance Cost?

Your web developer insurance cost will depend on factors like your:

• Type of assets
• Property owned
• Number of employees
• Size of payroll
• Claims history

The best way to get insurance that’s right for your business is to compare quotes from multiple insurance companies. To get started, get a quote from us today.

Protect Your Operations

Chances are, your small business handles sensitive information often, making you a big target for hackers. From data breaches to customer accidents, making sure you have the right web developer insurance is important in helping you respond to the unexpected.

Customer Complaint

General liability helps protect from third-party bodily injury and property damage claims.

Stolen Wiring

Installation coverage helps protect materials and supplies that will become a permanent part of a building or structure, providing an actual cash value (ACV), which includes the cost of labor and material already installed.

Protect Your Property

Generally, the main focus for web developers and computer programmers is to fix other people’s property, but having the right protection for the business you’ve worked so hard to build is equally important. Many small businesses don’t have the insurance coverages they need to recover when an accident or natural disaster happens. With us, you can get web developer insurance that you can depend on if the unexpected strikes.

Equipment Damage

Contractor’s tools coverage helps protect tools that cost $500 or less from damages, even if they’re in transit.

Client Lawsuit

Our Failsafe Technology Errors or Omissions coverage can help your business if it’s sued for the computer programming services given to a customer. Also known as technology professional liability insurance, this coverage can help pay legal costs and settlements or judgments.

Protect Your Team

It takes a lot of hard work to be a small business owner, and one of your main responsibilities is taking care of the team you employ. From repetitive stress injuries to unexpected accidents, your employees face risks every day while they work. With computer programming insurance coverage, you can help employees recover from a work-related injury or illness.

Employee Injuries

Workers’ compensation insurance gives your employees benefits to help them recover from work-related injuries or illnesses. Most states require businesses with employees to carry this coverage.

Employee Accident

Commercial auto insurance can help protect you and your employees on the road if you drive for business, helping pay for medical expenses or property damage.

Web Developer Insurance That Works for You

We’re an experienced insurance company that’s helped over 1 million small business owners throughout the country. We’re here to figure out what you need and will work with you to find the right insurance coverages for your business. We’ll even create a customized policy that fits your web developer business best.