Warehouse Insurance
At Baldon Insurance Group, we understand the unique challenges and risks associated with managing warehouses.
Whether you oversee a distribution center, storage facility, or logistics hub, having the right insurance coverage is crucial to protecting your investments and ensuring smooth operations.
Our thoughtful warehouse insurance solutions provide comprehensive protection, designed to meet the specific needs of the warehousing industry.
Specialized Insurance Solutions for Warehouses
Why Choose Warehouse Insurance?
Warehouse insurance is essential for safeguarding your property against potential risks. This type of insurance covers a wide range of incidents, from property damage to liability claims, ensuring that your business remains resilient in the face of unexpected challenges.
Who Needs Warehouse Insurance?
Our insurance solutions are thoughtfully crafted for a variety of warehouse management entities, including:
- Commercial Property Owners (Non-Residential): Protecting non-residential storage facilities.
- Commercial Property Managers: Managing multiple warehouse properties and ensuring their safety.
- Real Estate Investment Trusts (REITs): Safeguarding investments in warehousing properties.
- Triple Net Lease Properties: Covering properties leased on a net basis.
- Light Industrial Facilities: Covering storage and distribution spaces with specific insurance needs.
- Mixed-Use Properties: Providing comprehensive coverage for properties with diverse uses.
Core Coverages for Warehouse Insurance
General Liability Insurance
Our general liability coverage protects against claims that your warehouse business caused bodily injury or property damage. This policy helps meet contractual needs for additional insureds, waiver of subrogation, and primary and non-contributory coverage. For businesses with more complex risks, our dedicated Complex Liability group can create a thoughtful policy to address high hazards.
Property Insurance
Our property insurance for mid-sized businesses protects your buildings, facilities, and business equipment. Key coverage extensions can include:
- Newly Acquired Property: Protection for newly acquired warehouses or expansions.
- Utility Services Interruption: Coverage for losses due to utility service disruptions.
- Ordinance or Law: Covers costs related to compliance with new building codes.
- Green Coverage: Costs to upgrade to energy-efficient systems after a loss.
- Debris Removal: Expenses for removing debris following a covered loss.
- Preservation and Protection of Property: Covers measures taken to protect property from further damage.
- Outdoor Trees, Shrubs, Plants, Lawns, or Sod: Protection for outdoor landscaping.
Umbrella and Excess Liability
This coverage provides your warehouse business with worldwide protection and limits up to $25 million, ensuring you are safeguarded against large claims that exceed the limits of your primary liability policies.
Builder’s Risk Insurance
Builder’s Risk Insurance protects contractors and owners from unique risks on both new construction projects and renovations. This coverage includes protection for construction materials, heating and air-conditioning equipment, labor costs, and temporary structures like scaffolding and construction signs.
Pollution Legal Liability
Designed specifically for property owners, this coverage protects against liabilities arising from environmental contamination, ensuring your property remains compliant with environmental laws and regulations.
Cyber Liability Insurance
In today’s digital age, cyber liability insurance helps your business prepare for, respond to, and recover from cyberattacks. This coverage includes protection against data breaches, ransomware, and other cyber threats.
