Customized Business Insurance for Wholesale & Distribution
Running a wholesale and distribution business requires managing inventories, handling equipment, and maintaining facilities. This hard work comes with unique risks, and that’s why we offer insurance coverage designed specifically to protect your business.
Why Wholesale & Distribution Businesses Need Insurance
Managing inventories, equipment, and facilities exposes your wholesale and distribution business to specific risks. These risks are in addition to common business challenges like property damage and data loss. Having the right insurance coverage is essential to mitigate these risks and keep your business running smoothly.
Who Needs Wholesale & Distribution Business Insurance?
Wholesale & distribution insurance is essential for businesses such as:
- Food distributors
- Furniture distributors
- Importers
- Beer and ale distributors
Explore more about other related professions we insure, like manufacturer insurance.
What Is the Best Insurance for Wholesale & Distribution?
Most small wholesale and distribution companies opt for a Business Owner’s Policy (BOP). A BOP protects your business similarly to how a homeowners policy protects your home and personal possessions. By combining three basic insurance coverages into one policy, a BOP can help you save money:
General Liability Insurance
This coverage helps protect you if someone sues your business for causing bodily injury or property damage.
Commercial Property Insurance
This insurance helps cover your owned or rented equipment and its physical location.
Business Income Insurance
This coverage can help you recover lost income when you can’t run your business because of covered property damage, like a fire.
Working with companies like us, you can find the specific coverage you need, such as general liability insurance, equipment breakdown coverage, and more. It’s important to get multiple quotes from different insurance companies and compare them. To get started, get a quote today.
Protecting Your Property as a Wholesale & Distribution Business
Your inventory and equipment are crucial for operating your business. The right business insurance coverages can help ensure they’re protected when the unexpected strikes.
Commercial Auto Insurance
Commercial auto insurance can help cover the costs of an auto accident if you or an employee is at fault while driving for your distribution business.
Commercial Property Insurance
Commercial property insurance helps cover property damage to your owned or rented business property. This can include your:
- Building
- Equipment
- Tools
- Inventory
- Furniture
- Personal property
Taking Care of Your Wholesale & Distribution Team
Your team is essential to the success of your business. Protect them on the job with the right business insurance coverage.
Workers’ Compensation Insurance
Workers’ compensation insurance can help provide benefits to employees with a work-related injury or illness. It can help pay for their medical treatment and recovery.
Covering Your Wholesale & Distribution Operation
Your business operations consist of many moving parts. From managing inventory to using equipment to organizing shipments, you’ve spent hours perfecting your operation. Keep it protected with the right business insurance.
Transit Business Income Insurance
Transit business income insurance helps cover losses from a business interruption if damage occurs while property is in transit.
Find the Best Insurance for Your Wholesale & Distribution Business
Our customizable coverages were designed to help protect the wholesale and distribution business you’ve worked so hard to build. Contact us today to get the right insurance for your business.
