Wholesale & Distribution Insurance

Customized Business Insurance for Wholesale & Distribution

Running a wholesale and distribution business requires managing inventories, handling equipment, and maintaining facilities. This hard work comes with unique risks, and that’s why we offer insurance coverage designed specifically to protect your business.

Why Wholesale & Distribution Businesses Need Insurance

Managing inventories, equipment, and facilities exposes your wholesale and distribution business to specific risks. These risks are in addition to common business challenges like property damage and data loss. Having the right insurance coverage is essential to mitigate these risks and keep your business running smoothly.

Who Needs Wholesale & Distribution Business Insurance?

Wholesale & distribution insurance is essential for businesses such as:

  • Food distributors
  • Furniture distributors
  • Importers
  • Beer and ale distributors

What Is the Best Insurance for Wholesale & Distribution?

Most small wholesale and distribution companies opt for a Business Owner’s Policy (BOP). A BOP protects your business similarly to how a homeowners policy protects your home and personal possessions. By combining three basic insurance coverages into one policy, a BOP can help you save money:

General Liability Insurance

This coverage helps protect you if someone sues your business for causing bodily injury or property damage.

Commercial Property Insurance

This insurance helps cover your owned or rented equipment and its physical location.

Business Income Insurance

This coverage can help you recover lost income when you can’t run your business because of covered property damage, like a fire.

Protecting Your Property as a Wholesale & Distribution Business

Your inventory and equipment are crucial for operating your business. The right business insurance coverages can help ensure they’re protected when the unexpected strikes. Coverage can include:

  • Commercial Auto Insurance
  • Commercial Property Insurance

Taking Care of Your Wholesale & Distribution Team

Your team is essential to the success of your business. Protect them on the job with the right business insurance coverage. Coverage can include:

  • Workers’ Compensation Insurance

Covering Your Wholesale & Distribution Operation

Your business operations consist of many moving parts. From managing inventory to using equipment to organizing shipments, you’ve spent hours perfecting your operation. Keep it protected with the right business insurance. Coverage can include:

  • Transit Business Income Insurance

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